True. But you need to have some capital to own a business and borrowing money is not the answer. Unless you are Steve Jobs or Bill Gates. Even they started by working for someone else.
Look up saving rates if you want to start somewhere.
http://www.mrmoneymustache.com/2012/...ly-retirement/
I do think finding a high paying job is the best shot you have to reach your goals but that is something you will have to work at.