The only way to get money... is to borrow money. And that borrowed money creates debt. And where does debt come from? It seems to come out of nowhere, debt is literally made out of thin air. Someone arbitrarily decides how much debt interest there should be. So you work to pay off your debt. Essentially, the energy that went into "work" was to clear off your debt. Essentially, you have worked for free, you have worked to make someone else richer. But at least you have created some "stuff" in the process, which will remain and circulate in a society for a while.
So there ain't no such thing as a free lunch, and it seems like "money" is just a concept created to get people to working, nothing more, nothing less.
But... but, there is a such thing as a free lunch, if you're a debt creator, if you're a financier, if you're a land owner. Then all you do is get other people to make money for you.