Health care for all. At last.
Now I just need a decent co-op to buy my insurance from, as opposed to those odious insurance companies.
Health care for all. At last.
Now I just need a decent co-op to buy my insurance from, as opposed to those odious insurance companies.
Thank God. Now I'm not doomed to a life of poverty.
Taking money from people and giving it to the poor is demeaning to the poor people. It's like saying they aren't capable of taking care of themselves. Also, the health care bill is going to put tremendous stress on the economy(stress that I do not think it can take). I think it's retarded both from a philosophical viewpoint and an economical viewpoint, not to mention authoritarian, fascist, and limiting to individual liberty.
Model X Will Save Us!
*randomwarelinkremoved
+1
Bottom line is, a lot of people are working for insurance companies. It's not clear where those people would get jobs without the insurance system. That's why the insurance system was upheld.
Most likely, the insurance industry is going to collapse anyhow because most of the people who need health care most are immanent. They can't be cured, and they are going to be getting a lot more end-of-life treatment under this plan, meaning premiums are going to skyrocket.
There was general agreement on eliminating the coverage denial clauses, so there's no use to get mad at the Dems just because your health premiums are about to soar.... Hell, if I hadn't told you about it, most of you would have no clue that the insurance industry is headed over a cliff. Hardly anyone does.
Your premiums skyrocket because medical care has gotten ridiculously expensive. In addition, with mandatory health insurance, people won't have to go to the ER when they are sick, which means that hospitals won't have recover their loss when treating uninsured patients by adding it on to other bills.
“Life shrinks or expands in proportion to one's courage.”
― Anais Nin
Fuck I love being Aussie![]()
Hello, my name is Bee. Pleased to meet you .
My premiums skyrocket because the price system has been distorted and medical providers can charge whatever the fuck they want. Also because the quality of care has increased, and new technology costs money
And if you think that mandating health insurance is going to save any money, you're basically doing this:
"20 + 50 - 10 + 40 + 100 + 32 = 60"
Yes... but only if you ignore the 40 and the 100 and the 32. You're leaving out important variables in your humorously simplistic equation.
Yeah, it's cool how your nanny government tells you what video games you can and can't play.
I totally agree.
The #1 reason for skyrocketing prices as far as I can tell is uninsured patients or uncovered(you can be covered and still get tagged with a large payment) getting hospitalized and defaulting on medical payments. Contrary to popular belief, it only takes a small amount of people who fall thru the cracks of the system to create a systemic downward spiral. To cover future losses, hospitals will preemptively raise costs which leads to cost raise by the insurance companies, which leads to lowered coverage by employers and employees, which leads to more people not defaulting on health care which spirals out of control.
This is largely a hospital driven cost mechanic, because bills at general practitioners and the like are fairly low and minimal relative to hospital bills. However, as a whole this is where everyone is triage to in a emergency. Just call your doctor, "In-case of emergency, please call 911."
This is why community hospitals are always in need of government capital.
There is a predatory relationship between the providers and the uninsured created by this situation. The average discount between a insured patient vs a uninsured patient is ~25-35%, this is prior to insurance. This is because the fees for a insured patient are negotiated downwards by the insurance company and the providers prior to any billing process.
I work in this industry and see millions of claims a year from thousands of providers go thru the system and experienced in claims adjustment and premium adjustment accounting.
Healthcare is not a supply and demand industry in a aging society, because the demand is always increasing as people get older. There is no question that healthcare cost will rise in the US, but it has been rising at a rate that is astronomical, especially for the uninsured. This is largely invisible to those in employer-based health plans.
The uninsured population tends to be young, working and relatively cheap to society, in contrast to the retired or unemployed, insured, and very expensive.
This isn't a victory for healthcare or anything like that, it's a victory for the young working non-professional adult who have been screwed by a social welfare system that largely caters to senior citizens.
American isn't socialist what it is a nursing home.
No, supply and demand still works. The demand is increasing linearly, it isn't instantly infinite, and even so, the higher demand indicates that it is indeed more important (after accounting for ability to pay - i.e. a beggar wishing for a mansion is not providing any demand for mansions). Earlier in your post you mention the requirement that ERs accept anyone, which itself messes up the economics of health care. It won't work to socialize just ER payments... hmm, perhaps the ER should be covered by insurance that must be purchased in advance to use the ER (as ER use should really be an emergency event); that would provide for approximately the effect that ERs are supposed to have without putting undue burden on society. Yes, it's best to save the lives of everyone, but this sort of mercy must be somehow unreliable (i.e. difficulty in finding kind doctors) for the rest of the system to function.
EDIT: Your point about violent response to economic trouble is relevant, though I've no particular answer to that as yet.
LII-Ne
"Come to think of it, there are already a million monkeys on a million typewriters, and the Usenet is NOTHING like Shakespeare!"
- Blair Houghton
Johari
-
Dual type(as per tcaudilllg)
Enneagram 2w1sw(1w9) helps others to live up to their own standards of what a good person is and is very behind the scenes in the process.
Tritype 1-2-6 stacking sp/sx
I'm constantly looking to align the real with the ideal.I've been more oriented toward being overly idealistic by expecting the real to match the ideal. My thinking side is dominent. The result is that sometimes I can be overly impersonal or self-centered in my approach, not being understanding of others in the process and simply thinking "you should do this" or "everyone should follor this rule"..."regardless of how they feel or where they're coming from"which just isn't a good attitude to have. It is a way, though, to give oneself an artificial sense of self-justification. LSE
Best description of functions:
http://socionicsstudy.blogspot.com/2...functions.html
I'm going to be fined for not having health insurance?
Er... wait, what's that about a co-op? (Are you sure that will even work?)
LII-Ne
"Come to think of it, there are already a million monkeys on a million typewriters, and the Usenet is NOTHING like Shakespeare!"
- Blair Houghton
Johari
Well if you can afford it, then you should already have it. The fine doesn't go into effect 'till 2014. If you don't make enough to pay for it, then you won't have to: there will be subsidies available for the poor.
But, really now: is or is not your HA satisfied at this point?
The health insurance industry will be able to go non-profit, as soon as people start putting up health co-ops. A few co-ops already exist, accounting for about 1.2 million Americans. They are regional however, and we need co-ops all over the place to make this work.
In my opinion, insurance is dumb, for financial reasons. I should be able to take care of my health better and cheaper with my own money than by shipping it off to someone else to give it back to me as I see fit. In fact the more money I have, the more true this is - I might actually welcome health insurance if it's subsidized due to me not being able to afford it.
Also, I actually do have health insurance right now (my parents' still applies), and actually I'll probably get it from my employer whether I like it or not, but if I get the choice I'd rather keep my money than spend it on health insurance. Now, if I could get some arrangement where the money I put into my health fund is literally the coverage I get (and that satisfied the law), then I'd be placated... but I'd think there would be some sort of overhead in getting such an arrangement to satisfy the law.
LII-Ne
"Come to think of it, there are already a million monkeys on a million typewriters, and the Usenet is NOTHING like Shakespeare!"
- Blair Houghton
Johari
If you want lower health care costs, then you're going to have to support price caps on health services, or even price reductions. As it is, health costs are too high except for the most routine care to be affordable by most Americans.
In industries where costs explode out of control, insurance tends to become a factor. You see, you need auto insurance because the price of a car is enormous. Now you need health insurance because doctors are increasing their wages, hospitals are increasing their fees, etc. No one is telling these industries that they can't raise their prices, and as such, insurance becomes necessary to make the costs affordable.
You have to have car insurance to drive. Do you not need to drive a car? Certainly sometimes you must. How to get to work if not by car? In some places you can drive a bus, but not everywhere.Originally Posted by Diana
Would be great if some common commodities, like cars and health care, weren't super expensive. But they are! What are you going to do to control costs?